The carriers you already know
UnitedHealthcare, Cigna, Blue Cross Blue Shield, Aetna, PHCS, Humana and Delta Dental, compared side by side in one call.
Private PPO plans · enroll any month
Healthfor all.
Strategy Alliance is a licensed agency that puts individuals, families and the self-employed on private-market PPO plans, the same kind of coverage a large company hands you on day one. Nationwide networks, your own doctors, no employer required.
We sell the plans you already know
[ who it’s for ]
Built for people who don’t get benefits from a boss.
Self-employed and 1099
Contractors, realtors, truckers, creators. You pay yourself, so you pick the plan a Fortune 500 would have picked for you.
Small business owners
Cover yourself, your family and your key people without setting up a full group plan.
Families over the subsidy cliff
When the marketplace stops helping, private PPO is often the better deal for healthy households, with a bigger network.
Early retirees under 65
Bridge the years between leaving work and Medicare with coverage that keeps your doctors and travels with you.
Nobody leaves uncovered
If a private plan is not the right fit, we enroll you in the best marketplace plan available instead.
7national carriers and networks
12months a year you can enroll
$0to get a quote, with no obligation
[ how it works ]
Four steps to a card in your wallet.
- 01
Tell us about you
A five-minute call or the online form. Who needs coverage, which doctors you want to keep, what you pay today.
- 02
We compare everything
Same-day quotes from every carrier, side by side, with the differences explained in plain English.
- 03
You pick
No pressure and no spam. A licensed agent tells you honestly which plan wins for your household.
- 04
Get covered
Approval usually takes days, not weeks. Coverage can start the first of next month, any month of the year.
[ private vs marketplace ]
Private PPO or the marketplace?
We sell both. Here is how they usually differ, so you know what you are choosing.
| Private PPO | Marketplace (ACA) | |
|---|---|---|
| Network | Nationwide PPO. See in-network doctors in any state. | Often a local HMO or narrow network tied to your county. |
| When you can enroll | Any month of the year. | Open enrollment, roughly November through mid-January. |
| How the price is set | Your age, health and the plan you pick. | Your income. Subsidies shrink as you earn more. |
| Best fit | Healthy households, the self-employed, families above the subsidy cliff. | Households that qualify for subsidies or have pre-existing conditions. |
Private plans are medically underwritten, so eligibility and pricing depend on your health history. That is exactly why we quote both and let you choose.
[ the partners ]
Real people. Not a call center.
[ faq ]
Straight answers.
What is a private-market PPO?
A health plan bought directly from a major carrier instead of through the government marketplace. It works like the PPO a large employer would give you: a nationwide network and no referrals to see a specialist.
Can I keep my doctors?
Usually, yes. Nationwide PPO networks are large, and we check your doctors are in network before you enroll.
Do I have to wait for open enrollment?
No. Private plans can be bought any month of the year, with coverage starting as soon as the first of next month.
Who qualifies?
Private plans are medically underwritten, so eligibility and price depend on your health history. If you do not qualify, we will get you on the best marketplace plan instead.
What does it cost to talk to you?
Nothing. Quotes are free, there is no obligation, and we do not sell your information.